16 Must Prepare Interview Questions About Banking

Below are the questions asked in different PO interviews about banking. These questions must be prepared before the IBPS common interview scheduled from 14- Jan- 2013.

  1. What is a Bank?
  2. What is banking?
  3. What is Banking Regulation Act?
  4. How does a bank differ from a NBFC (Non Banking Financial Companies)?
  5. What are the functions of a commercial bank?
  6. What are the different types of bank?
  7.  What do you understand by Public Sector Banks?
  8. What do you understand by Private Sector Banks?
  9. What do you understand by Foreign Banks?
  10. What do you understand by RRB?
  11. How does a public and private sector bank differ?
  12. What is a cooperative bank?
  13. Name some public, private, foreign and rural banks?
  14. What is a nationalised bank?
  15. How does a nationalised bank differ from a public sector bank?
  16. How many public sector/nationalized banks are there in India?

Each of the above question (except  14, 15 & 16) has been answered in our blog on banking & its structure in India.

Question nos. 14, 15 & 16 have been answered below.

What is a nationalised bank or how does a nationalised bank differ from a public sector bank?

A nationalised bank is same as a public sector bank. Government own majority of stake in a nationalised bank. Hope this clears the big confusion about nationalised and public sector banks.

How many public sector/nationalized banks are there in India?

There are 27 public sector banks. Below is the list.

  1. Allahabad Bank
  2. Andhra Bank
  3. Bank of Baroda
  4. Bank of India
  5. Bank of Maharashtra
  6. Canara Bank
  7. Central Bank of India
  8. Corporation Bank
  9. Dena Bank
  10. IDBI Bank
  11. Indian Bank
  12. Indian Overseas Bank
  13. Oriental Bank of Commerce
  14. Punjab and Sind Bank
  15. Punjab National Bank
  16. Repco Bank
  17. State Bank of Bikaner & Jaipur
  18. State Bank of Hyderabad
  19. State Bank of India
  20. State Bank of Mysore
  21. State Bank of Patiala
  22. State Bank of Travancore
  23. Syndicate Bank
  24. UCO Bank
  25. Union Bank of India
  26. United Bank of India
  27. Vijaya Bank

 

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